We collect nonpublic information about you from the following sources: applications or other forms; transactions you initiate with us, our affiliates, or others; consumer reporting agencies. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose all of the information we collect, as described above, to companies that perform services on our behalf.

Access to nonpublic personal information about you is restricted to only those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with state and federal law to guard your nonpublic personal information.

It is the agency's normal procedure that your policy may be shopped for purposes of renewing or replacing it.